Know exactly what
you're overpaying.

Upload your insurance declaration page or medical bill. For insurance, our AI compares rates against market averages, finds missing discounts, and flags overcharges. For medical bills, we check charges against 1,300+ Medicare rates, detect billing errors, and calculate fair pricing. On paid plans, we generate negotiation letters and dispute documents.

Insurance policies (auto, home, health, life, renters, umbrella), medical bills, hospital bills, and EOBs. Upload any document and our AI auto-detects the type and runs the right analysis.

Our AI reads your medical bill, identifies CPT codes (or infers them from descriptions), looks up the Medicare rate for each procedure, adjusts for your ZIP code, and flags errors like unbundling, upcoding, and duplicate charges. Fair price is set at 150% of Medicare — still generous, but far below typical hospital markups.

Yes. Upload one document per month — insurance or medical — and get a savings summary. No credit card required. You also get free access to our rate comparison and medical price checker tools.

On insurance: missing discounts typically save 3-15% each. On medical bills: hospital markups of 5x-100x above Medicare are common — potential savings of hundreds to thousands per bill. Upload a document to see your specific estimate.

Yes. Documents are encrypted during analysis and deleted after processing. We never sell your data, never share it with providers or insurers, and never use it for anything other than finding you savings.

Our AI generates 10 types of letters: insurance dispute, appeal, hardship, negotiation scripts, rate reduction, policy review — plus medical billing disputes, medical appeals, medical hardship, and medical negotiation scripts. Each cites your specific data and applicable regulations.